Exclusive Products

Below are our EXCLUSIVE products.

Lender Product Max. LTV Max. Loan Total Fees ERC Rental Cover Notes

Refurbishment Buy to Let
 
Two stage product:
Bridging from 0.49%
Term from 2.89%
up to 75%
£3m Bridging - 0.75%
Term - From 1.50%
Product Dependent125%/145%/160% @ 5.52% or 5.62%One application form for bridge and term loan for exit
Call to discuss

LVFE18026
 
Standard 5 Year Fixed 3.49%75%£1,000,0001.75% Product fee 5% yr 1
5% yr 2
3% yr 3
2% yr 4
2% yr 5
Limited co: 125% Personal: 140% @ Pay rate

Min loan of £150,000
Refer rental calc for FTL, HMO/MUFB

LHFE18027
 
Small HMO/MUFB 5 Year Fixed 3.59%75%£1,000,0001.75% Product fee5% yr 1
5% yr 2
3% yr 3
2% yr 4
2% yr 5
Limited co - 125% Personal name - 140% @ Pay rate Min loan of £150,000

Refer rental calc for FTL, HMO/MUFB

LHFE18028
 
Large HMO/MUFB 5 Year Fixed 3.79%75%£1,000,0001.75% Product fee5% yr 1
5% yr 2
3% yr 3
2% yr 4
2% yr 5
Limited co - 125% Personal name - 140%
@ Pay rate
Min loan of £150,000

Refer rental calc for FTL, HMO/MUFB

Personal: UZW83
Limited Company: UZW91
 
3.65% 5 Yr Fixed Rate75%£1m2% Arr fee4% yr 1 - 3125%/145%/160% @ 3.65%Tier 2

Available to Personal Ownership and Limited Company
Holiday Lets up to 70%
Available for purchase and remortgage

Personal: UZW79
Ltd Co: UZW87
 
3.45% 5yr Fixed Rate75%£500,000£2,995 Arr fee4% in years 1 and 2
3% in years 3 and 4
2% in year 5
125% / 145% / 160% @ 3.45%Available for Holiday Lets up to 70%
Available for purchase and remortgage
Available for Personal Ownership and Limited Companies

XF0169
 
3.79% 5 Year Fixed 70%£5,000,000 Max Loan
£1,499Year 1 = 5%
Year 2 = 4%
Year 3 = 3%
Year 4 = 2%
Year 5 = 1%
145% @ 3.79%Product fee: for loans over £500,000 the product fee changes to 0.4% of the loan amount, payable when the mortgage starts

£45,000 Min Loan

XF0170
 
3.99% 5 Year Fixed 70% £5,000,000 Max Loan£249Year 1 =5% Year 2 = 4% Year 3 = 3% Year 4 = 2% Year 5 = 1%145% @ 3.99%Product fee: For loans over £500,000 the product fee changes to 0.4% of the loan amount, payable when the mortgage starts

Min loan £45,000

Residential Purchase: ME75V
Residential Remortgage: ME75R
 
1.49% 2 year fixed rate 75% £2,000,000£1,4993% + benefits Remortgage - free valuation up to 2.5mil value + free standard legal OR £250 cashback towards legal costs

Purchase - Homebuyer free valuation

Residential - XF0173
 
3.19% 2 Year Fixed80%£3,000,000£9992%/1%Min Loan: £250,000

Free valuation on properties < £500,000

For loans above £500,000, 0.3% of the advance is payable when the mortgage starts.

Residential - XF0177
 
3.69% 5 Year Fixed85%£3,000,000£1,4995%/4%/3%/2%/1%Min Loan: £250,000

Free valuation on properties < £500,000

For loans above £500,000, 0.3% of the advance is payable when the mortgage starts.

Residential - RL1 - 2 Year Fixed
 
3.99%90%£600,000£9953%/2%Packager Exclusive

Residential - RL2 2 Year Fixed
 
4.4%90%£600,000£9953%/2%Packager Exclusive

Residential - RL3 - 2 Year Fixed
 
4.59%90%£600,000£9953%/2%Packager Exclusive

Residential - RL1 - 5 Year Fixed
 
4.75%90%£600,000£9955%/4%/3%/2%/1%Packager Exclusive

Residential - RL2 - 5 Year Fixed
 
4.79%90%£600,000£9955%/4%/3%/2%/1%Packager Exclusive

Residential - RL3 - 5 Year Fixed
 
4.99%90%£600,000£9955%/4%/3%/2%/1%Packager Exclusive

Residential - RL1 - Cashback 2 Year Fixed
 
4.49%90%£600,000£750

No Application Fee
3%/2%Packager Exclusive

Valuation Fee Refunded on Completion
£750 Cashback on Completion

Residential - RL2 - Cashback 2 Year Fixed
 
4.9%90%£600,000£750

No Application Fee
3%/2%Packager Exclusive

Valuation Fee Refunded on Completion
£750 Cashback on Completion

Residential - RL3 - Cashback 2 Year Fixed
 
5.09%90%£600,000£750

No Application Fee
3%/2%Packager Exclusive

Valuation Fee Refunded on Completion
£750 Cashback on Completion

Residential - RL1 - Cashback 5 Year Fixed
 
5.25%90%£600,000£750

No Application Fee
5%/4%/3%/2%/1%Packager Exclusive

Valuation Fee Refunded on Completion
£750 Cashback on Completion

Residential - RL2 - Cashback 5 Year Fixed
 
5.29%90%£600,000£750

No Application Fee
5%/4%/3%/2%/1%Packager Exclusive

Valuation Fee Refunded on Completion
£750 Cashback on Completion

Residential - RL3 - 5 Year Fixed
 
5.49%90%£600,000£750

No Application Fee
5%/4%/3%/2%/1%Packager Exclusive

Valuation Fee Refunded on Completion